LC Insight
Friday, November 13, 2026Read the chain, not the rumors.

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AML news and analysis from LC Insight: 5 stories, newest first.

Policy

FinCEN and the Fed drop the 2020 plan to cut the travel rule threshold to $250

The 2020 proposal would have lowered the cross-border threshold from $3,000 to $250 and written crypto into the definition of "money." FinCEN pulled it on November 6, 2026.

Security

Chainalysis now says login tokens for every user were exposed. All must reset passwords

The crypto tracing firm first said only names and emails were reached. Its latest update says live tokens for every user and password hashes were exposed, and its Reactor and Data Solutions products are still offline.

Policy

A7A5 stablecoin network moved $179 billion. FinCEN wants US banks and crypto firms out

A Treasury proposal would bar about 347,926 US financial institutions, crypto exchanges included, from moving money for the Russia-linked A7 network's front companies. Public comments close November 4, 2026.

Policy

Kenya's crypto grace period ends November 4: KSh 25 million fines for unlicensed firms

Crypto firms already serving Kenya had one year to get licensed under the new VASP Act, and that year ends Wednesday. From November 4, 2026, a company operating without a license risks a fine of up to KSh 25 million.

Guides

Crypto travel rule explained: what exchanges must send with your transfer

The travel rule requires crypto exchanges and other providers to send the sender's and recipient's details along with a transfer, as banks do with wires. In the EU it applies to every crypto transfer regardless of amount, and 83% of jurisdictions surveyed by the FATF have passed travel rule laws.