LC Insight
Friday, November 13, 2026Read the chain, not the rumors.

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#Payments

Payments news and analysis from LC Insight: 6 stories, newest first.

Infrastructure

Send USDC on 12 blockchains, get dollars: OnePay adds Stripe-powered checking deposits

Since October 30, 2026, select US OnePay customers can send USDC from an outside wallet straight into OnePay Checking. Stripe's Bridge converts it to dollars with no conversion fee at launch, but the coins are not FDIC insured on the way in.

AI & RWA

Circle and ACI want banks to settle in USDC on rails they already run. First: Colombia

ACI Worldwide, which built the core of Colombia's Bre-B instant payment system, will plug Circle's USDC into its payments platform for a Colombian pilot. The two companies gave no volumes, no bank names and no launch date.

Guides

AI agents in crypto explained: how bots get wallets and pay, and what can go wrong

An AI agent is software that takes actions on its own, not just answers questions. In crypto, agents hold wallets and pay for things in stablecoins, often through the x402 protocol, with spending limits their owners may or may not switch on.

Guides

What is x402? The HTTP payment protocol that lets AI agents pay per request

x402 is an open protocol that uses the web's "402 Payment Required" status code so apps and AI agents can pay for an API call or a web page in stablecoins, inside the request itself, with no account or card form.

Infrastructure

BNB Chain's Jenner hard fork walls off 5% of every block for payments. Who gets in?

Jenner went live on the BSC testnet on October 28, 2026. It reserves block space for payments, adds a native token standard with freeze and seizure powers, and gives smart contracts millisecond time. Mainnet has no date yet.

Infrastructure

Polygon claims 11 million payments per second. Almost none of them touch the chain

Polygon Labs says its new agent pay channels processed more than 11 million payment updates per second in tests. The number is real, but it measures offchain hubs on a devnet, not Polygon's blockchain.