Guides
MiCA explained: the EU crypto law, CASP licenses, stablecoin rules and key dates
MiCA is the EU's rulebook for crypto: firms that offer crypto services need a license from a national regulator, and stablecoins face strict reserve and supervision rules. It has applied in full since December 30, 2024, and the last transition window closed on July 1, 2026.
Policy
USDC is the first of 45 EU stablecoins called 'significant.' What changes on November 12?
The European Banking Authority has classified Circle's USDC as a significant e-money token under MiCA, the first in the EU. From November 12, 2026, the EU banking watchdog takes direct charge of the reserves that back it.