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Friday, November 13, 2026Read the chain, not the rumors.

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#MiCA

MiCA news and analysis from LC Insight: 5 stories, newest first.

AI & RWA

Deutsche Bank custody site says bitcoin, ether and 3 stablecoins are available in Germany

Germany's largest bank says its digital asset custody is available to Corporate Bank clients in Germany. Retail customers are not part of it.

Guides

Stablecoins explained: USDT vs. USDC, the two coins that hold 87% of the market

Stablecoins are tokens built to stay worth $1, backed by reserves such as cash and short-term US government debt. As of November 2, 2026, Tether's USDT ($178.48 billion) and Circle's USDC ($70.68 billion) made up about 87% of a $285.89 billion market, per rwa.xyz.

Guides

MiCA explained: the EU crypto law, CASP licenses, stablecoin rules and key dates

MiCA is the EU's rulebook for crypto: firms that offer crypto services need a license from a national regulator, and stablecoins face strict reserve and supervision rules. It has applied in full since December 30, 2024, and the last transition window closed on July 1, 2026.

Policy

USDC is the first of 45 EU stablecoins called 'significant.' What changes on November 12?

The European Banking Authority has classified Circle's USDC as a significant e-money token under MiCA, the first in the EU. From November 12, 2026, the EU banking watchdog takes direct charge of the reserves that back it.

Policy

Out by January 8? ESMA tells EU crypto firms to drop non-MiCA stablecoins

The EU's markets watchdog says licensed crypto firms should stop offering stablecoins that break MiCA rules and clear old client positions within three months. Warning customers is not enough.