Greece puts a 10% crypto gains tax to a final vote. Staking income would pay 15%
Greece's finance minister brought a bill with dedicated crypto tax rules to a final vote in parliament on November 4. Gains up to 500 euros a year would be tax free.
Key points
- The draft taxes individuals' crypto gains at 10%, with the first 500 euros of gains each tax year exempt.
- Income from crypto lending, liquidity provision and staking would be taxed like interest, at 15%. Swapping one crypto for another is not taxed.
- Finance Minister Kyriakos Pierrakakis asked for a roll-call vote on parts of the bill on November 4, 2026. The ministry had not posted the final result when we checked.
What happened
Greece is close to a dedicated set of crypto tax rules. They sit inside a wider bill on private debt and loan servicers whose title includes the tax treatment and supervision of crypto-assets.
On November 4, 2026, Minister of National Economy and Finance Kyriakos Pierrakakis told parliament's plenary that the time for the vote had come. He requested a roll-call vote, where each lawmaker's choice is recorded by name, on 16 articles and the two articles of the ministry's amendments. He also accepted an opposition SYRIZA request to add three more articles to the roll call. The ministry's statement covers the debate, not the tally. Its website showed no announcement of the result when we checked at about 1 a.m. ET on November 6, so we do not report the bill as passed. When it opened the consultation, the ministry said it aimed to pass the bill in the first week of November.
The tax rules in the bill
The ministry set out the crypto measures when it opened the draft for public consultation on October 7, 2026:
- 10% on gains. When an individual sells or transfers crypto, the gain (sale price minus purchase cost) is taxed at 10%. Repeated purchases use an average cost.
- 500 euros tax free. The first 500 euros of gains in each tax year carry no tax.
- Crypto to crypto is free. Trading one token straight into another is not treated as a taxable sale.
- 15% on yield. Returns from lending, providing liquidity and staking (locking coins to help secure a network) are taxed as interest at 15%.
- No transaction fee. Greece's digital transaction fee does not apply to crypto sales.
The numbers
The two headline rates, side by side.
Greece's proposed crypto tax rates
%
Source: Greek Ministry of National Economy and Finance, October 7, 2026
Other crypto measures
Crypto paid as wages or in kind to employees, partners or shareholders is valued in euros at the moment it is received. For inheritance and gift tax, crypto is treated as intangible movable property held abroad. Its euro value is set on the day before the tax becomes due. Buying crypto also counts as spending in Greece's wealth-based checks on declared income.
People who sold crypto in earlier years get a window: they may declare those past gains within 12 months of the law's publication with no penalties or interest, under conditions set in the bill.
Timeline
Ministry opens public consultation on the bill, including crypto tax rules
Consultation closes
Pierrakakis requests a roll-call vote in the plenary
What is still unclear
The official pages we read do not give a start date for the new rates and do not say how losses are treated. Those details depend on the final text published in Greece's government gazette.
LC Insight analysis
This section is our reading of the facts above, not a statement of fact.
- We think a flat 10% with a small exemption is designed to bring crypto gains into the tax net rather than to punish them.
- Taxing staking and lending at 15% while leaving crypto-to-crypto swaps untaxed means most active traders only pay when they cash out. The likely result is more record keeping on exchanges, not less trading.
- The 12-month voluntary disclosure window suggests the state expects to see far more data on holders soon, once the new rules are in force.
What's next
- The official vote result and publication of the law in the government gazette
- The start date for the 10% and 15% rates
- Guidance from Greece's tax authority, AADE, on how to report gains and losses
Disclaimer. This article is based on public information and the sources listed below as of the update time shown. It is for information only and is not investment, legal or tax advice. Figures may change as companies and authorities publish new data.
Sources
- Greek Ministry of National Economy and Finance, draft bill on private debt, servicers and crypto put to consultation (October 7, 2026)
- Greek Ministry of National Economy and Finance, Pierrakakis requests roll-call vote on the private debt bill (November 4, 2026)
- Greek Ministry of National Economy and Finance, news page (checked November 6, 2026, 12:50 a.m. ET)
